Collector Bank

FIRST QUARTER OF 2025 (COMPARED TO THE FIRST QUARTER OF 2024)

• The loan portfolio amounted to SEK 47,513 million (45,199)
• Total income amounted to SEK 1,022 million (933)
• The C/I ratio amounted to 27.5% (27.7)
• The credit loss level amounted to 1.8% (2.3)
• Operating profit amounted to SEK 525 million (417)
• Net profit amounted to SEK 412 million (329) and earnings per share amounted to SEK 2.01 (1.53)
• Return on equity amounted to 17.8% (15.8)
• The CET1 ratio amounted to 16.1% (16.1) and the total capital ratio amounted to 17.2% (16.1)

SIGNIFICANT EVENTS DURING THE PERIOD
During the quarter, the Swedish Financial Supervisory Authority requested a statement from Norion Bank as a continuation of the previously initiated investigation regarding compliance with anti-money laundering regulations, which was initiated in May 2023 towards Norion Bank and a couple of other market participants. Norion Bank commented on the matter on February 21, 2025.

SIGNIFICANT EVENTS AFTER THE END OF THE PERIOD
No significant events have occurred after the end of the period.

CONFERENCE CALL
A conference call will be held in Swedish on 24 April 2025 at 09:00 CET, during which CEO Martin Nossman and CFO Peter Olsson will present the report. The presentation will be followed by a Q&A session. The webcast is available on this link. For those who wish to participate in the conference call, please register on this link. After registration, you will be provided a phone number and a conference ID to access the conference call.
 
The presentation material will be available in English and published in connection with the conference call on Norion Bank’s website, where the recorded version of the webcast will be available afterwards.