SaveLend

In Flex, savers can choose the type of credit they want to invest in, currently SME credits, real estate projects, and consumer credits. SaveLend then acquires credits via external originators that match the savers' wishes. The initiative has been well received, and many savers invest in the originator collection right from the start.

Spreading investments across different originators and credit types helps manage risks and achieve good returns. Every day, the investment team analyzes and assesses available credit opportunities from affiliated originators and only selects loans that match the savings criteria. Since 2014, SaveLend Group has reviewed over 50 different originators and platforms for direct loans and carried out due diligence to select approved originators. Today, there are six different originators in Flex. Three in real estate projects, two in SME loans, and one in consumer loans. The goal is for more to be added during the year.

“One of the biggest challenges in running a marketplace is to accommodate both access and supply. Balancing savings capital with credit opportunities is one of our most important tasks. Through Flex, we ensure the supply side, which is access to credit for our savers. Our assessment is that through this initiative, in a short time, we could receive a double inflow of savings capital with a maintained investment rate," says Ludwig Pettersson, CEO.