Resurs

At the end of 2024, Resurs Holding was acquired by new majority owners, Ronneby UK Limited, and a new Board of Directors was appointed. Together with the new Board of Directors, a new strategic plan has been developed. Resurs has, in connection with the quarterly financial statements, reviewed all capitalised IT investments and identified an impairment need of 326 MSEK. The impairment is a consequence of the ongoing implementation of the new strategic direction and the rapid digital development in the sector.

Excluding the impairment, operating profit amounted to 128 MSEK, which is an increase of 34 percent compared to the fourth quarter of 2024 and by 218 percent compared to the corresponding quarter last year. The strengthened result is due to customers' payment patterns improving during the first quarter. The write-down does not affect the company's liquidity and has a slightly positive effect on Resurs’ capital base. The total capital ratio amounted to 17.5% (16.3%) and has a buffer of 343 basis points in relation to the regulatory requirement.

The Board of Directors also decided on revised financial targets. The established financial targets are:

• All capital ratios shall exceed the regulatory capital requirement by 150-300 basis points.

• Resurs aims to distribute up to 50 percent of its net profit, subject to the bank’s outlook, capital planning and expected investments in organic and inorganic growth opportunities.

MORE INFORMATION:
Sofie Tarring Lindell, CFO and Head of IR, +46-73 644 33 95, sofie.tarringlindell@resurs.se
Måns Renntun, Head of Communications, +46-709-849620, mans.renntun@resurs.se