Resurs

1 JANUARY–31 MARCH 2025*

• Lending to the public decreased 2% to SEK 38,842 million (39,682). Lending to the public was stable in local currency.
• The period was impacted by items affecting comparability of SEK 326 million, due to identified impairment of capitalised IT development.
• Operating income increased 4% and amounted to SEK 917 million (881).
• C/I before credit losses was 84.8% (46.1%) and excluding items affecting comparability 49.2% (43.6%).
• The credit loss ratio improved to 3.4% (4.7%).
• Operating profit decreased to SEK -199 million (18), and excluding items affecting comparability the operating profit increased 218% to SEK 128 million (40).
• Earnings per share decreased to SEK -0.67 (0.05), and excluding items affecting comparability were SEK 0.41 (0.16).
• The total capital ratio amounted to 17.5% (16.1%) and has a buffer of 343 basis points in relation to the regulatory requirement.
• The Common Equity Tier 1 ratio amounted to 15.1% (13.7%) and has a buffer of 532 basis points in relation to the regulatory requirement.

* Certain performance measures provided in this report have not been prepared in accordance with IFRS or the capital adequacy rules, meaning that they are alternative performance measures. Calculations and reconciliation of these performance measures against information in the financial statements are provided on the website under “Financial reports.” Definitions of performance measures are provided on the website under “Financial data.”

MORE INFORMATION:
Sofie Tarring Lindell, CFO and Head of IR, +46-73 644 33 95, sofie.tarringlindell@resurs.se
Måns Renntun, Head of Communications, +46-709-849620, mans.renntun@resurs.se